Prestige Teachers
IMMEDIATE DEPENDANT FAMILY FUNERAL PLAN
Family Funeral and Top Up plans designed exclusively for SADTU members.
YOUR FAMILY'S FUNERAL PLANNING TAKEN CARE OF
Funeral Plans that support you and your family, ensuring the right amount of cover at the right price.
YOUR PLAN YOUR CHOICE
NEED ADDITIONAL COVER?
IMMEDIATE DEPENDANT FAMILY PLANS
One premium covers you, your spouse, and up to 6 children*.
BACHELOR’S
YOU + SPOUSE + CHILDREN
MASTER’S
YOU + SPOUSE + CHILDREN
DOCTORATE
YOU + SPOUSE + CHILDREN
PER MONTH
PER MONTH
PER MONTH
R129pm
R185pm
R219pm
Policyholder 18-65 years
R18 000
R25 500
R32 000
Spouse 18-65 years
R18 000
R25 500
R32 000
Children 14-21 years *
R18 000
R25 500
R32 000
Children 6-13 years
R11 000
R15 300
R19 000
Children 0-5 years
R6 350
R6 900
R7 500
Stillborn
R3 600
R5 100
R6 350
A SIX (6) month waiting period for natural death applies to Immediate Dependant Family Funeral Plans » Want to learn more about waiting periods?
* Up to 6 child dependants can be covered up to the age of 25 years (if a registered full-time student).
IMMEDIATE DEPENDANT FAMILY PLANS
One premium covers you, your spouse, and up to 6 children*.
BACHELOR’S
YOU + SPOUSE + CHILDREN
PER MONTH
R129pm
Policyholder 18-65 years
R18 000
Spouse 18-65 years
R18 000
Children 14-21 years *
R25 500
Children 6-13 years
R19 000
Children 0-5 years
R6 350
Stillborn
R3 600
MASTER’S
YOU + SPOUSE + CHILDREN
PER MONTH
R185pm
Policyholder 18-65 years
R25 500
Spouse 18-65 years
R25 500
Children 14-21 years *
R18 000
Children 6-13 years
R11 000
Children 0-5 years
R6 900
Stillborn
R5 100
DOCTORATE
YOU + SPOUSE + CHILDREN
PER MONTH
R219pm
Policyholder 18-65 years
R32 000
Spouse 18-65 years
R32 000
Children 14-21 years *
R18 000
Children 6-13 years
R15 300
Children 0-5 years
R7 700
Stillborn
R6 350
A SIX (6) month waiting period for natural death applies to Immediate Dependant Family Funeral Plans » Want to learn more about waiting periods?
* Up to 6 child dependants can be covered up to the age of 25 years (if a registered full-time student).
TOP UP COVER FOR IMMEDIATE DEPENDANTS
A stand-alone policy to boost your existing funeral cover.
CERTIFICATE
DIPLOMA
PER MONTH
PER MONTH
R65pm
R85pm
Policyholder 18-65 years
R8 500
R11 500
Spouse 18-65 years
R8 500
R11 500
Children 14-21 years *
R8 500
R11 500
Children 6-13 years
R5 100
R7 000
Children 0-5 years
R2 800
R3 200
Stillborn
R1 700
R2 300
A SIX (6) month waiting period for natural death applies to Top Up Funeral Plans » Want to learn more about waiting periods?
* Up to 6 child dependants can be covered up to the age of 25 years (if a registered full-time student).
IMMEDIATE PLAN + TOP UP OPTION CALCULATOR
The purpose of this calculator is to calculate the Policyholder’s possible combined cover and monthly premiums payable.**
Available combinations
COVER
COMBINED PREMIUM
Bachelor’s
R18 000
R129pm
Bachelor’s + Certificate
R26 500
R194pm
Bachelor’s + Diploma
R29 500
R214pm
Master’s
R25 500
R185pm
Master’s + Certificate
R34 000
R250pm
Master’s + Diploma
R37 000
R270pm
Doctorate
R32 000
R219pm
Doctorate + Certificate
R40 500
R284pm
Doctorate + Diploma
R43 500
R304pm
A SIX (6) month waiting period for natural death applies to Immediate Dependant Family and Top Up Funeral Plans » Want to learn more about waiting periods?
* Up to 6 child dependants can be covered up to the age of 25 years (if a registered full-time student).
** Premiums will be deducted individually. Immediate and Top Up’s are two separate policies.
TOP UP COVER FOR IMMEDIATE DEPENDANTS
A stand-alone policy to boost your existing funeral cover.
CERTIFICATE
PER MONTH
R65pm
Policyholder 18-65 years
R8 500
Spouse 18-65 years
R8 500
Children 14-21 years *
R8 500
Children 6-13 years
R5 100
Children 0-5 years
R2 800
Stillborn
R1 700
MASTER’S
PER MONTH
R85pm
Policyholder 18-65 years
R11 500
Spouse 18-65 years
R11 500
Children 14-21 years *
R11 500
Children 6-13 years
R7 000
Children 0-5 years
R3 200
Stillborn
R2 300
A SIX (6) month waiting period for natural death applies to Top Up Funeral Plans » Want to learn more about waiting periods?
* Up to 6 child dependants can be covered up to the age of 25 years (if a registered full-time student).
IMMEDIATE PLAN + TOP UP OPTION CALCULATOR
The purpose of this calculator is to calculate the Policyholder’s possible combined cover and monthly premiums payable.**
BACHELOR’S + TOP UP
YOU + SPOUSE + CHILDREN
BACHERLOR’S ONLY
COVER AMOUNT
R18 000
MONTHLY PREMIUM
R129pm
BACHERLOR’S + CERTIFICATE
COMBINED COVER
R26 500
COMBINED PREMIUM
R194pm
BACHERLOR’S + DIPLOMA
COMBINED COVER
R29 500
COMBINED PREMIUM
R214pm
MASTER’S + TOP UP
YOU + SPOUSE + CHILDREN
MASTER’S ONLY
COVER AMOUNT
R25 500
MONTHLY PREMIUM
R185pm
MASTER’S + CERTIFICATE
COMBINED COVER
R34 000
COMBINED PREMIUM
R250pm
MASTER’S + DIPLOMA
COMBINED COVER
R37 000
COMBINED PREMIUM
R270pm
DOCTORATE + TOP UP
YOU + SPOUSE + CHILDREN
DOCTORATE ONLY
COVER AMOUNT
R32 000
MONTHLY PREMIUM
R219pm
DOCTORATE + CERTIFICATE
COMBINED COVER
R40 500
COMBINED PREMIUM
R284pm
DOCTORATE + DIPLOMA
COMBINED COVER
R43 500
COMBINED PREMIUM
R304pm
A SIX (6) month waiting period for natural death applies to Immediate Dependant Family and Top Up Funeral Plans » Want to learn more about waiting periods?
* Up to 6 child dependants can be covered up to the age of 25 years (if a registered full-time student).
** Premiums will be deducted individually. Immediate and Top Up’s are two separate policies.
INCLUDE EXTENDED DEPENDANT COVER FOR LOVED ONES SUCH AS AUNTS OR UNCLES, GRANDPARENTS, GRANDCHILDREN, AND MORE.
PROVIDE PRACTICAL ASSISTANCE FOR THE MOST DIFFICULT OF TIMES BY COMPLIMENTING YOUR FUNERAL PLAN WITH A VALUE PLAN.
IMMEDIATE DEPENDANT PLAN WAITING PERIODS
Waiting Period For Immediate Dependants
- A 6 (six) month waiting period applies for all Immediate and Top Up plans in the event of natural death. Cover for natural death starts after the 6th (sixth) consecutive premium is received AND a time period of 6 (six) months from when the first premium is received.
- No waiting period for accidental death on all plans. Conditional upon the first premium being paid.
- No new waiting period where the policy serves as a replacement for an existing similar policy.
Additional INFORMATION
- Premiums and Cover amounts are guaranteed for 12 months and any change will be communicated at least 31 days in advance.
- Death as a result of suicide is excluded for the first 12 months of the policy.
- *Child Dependants can be covered up to the age of 25 years if a registered full-time student.
- Terms & Conditions apply. For a full list of the Terms & Conditions, please refer to the Policy Schedule.
Funeral benefits underwritten by Assupol Life Ltd. An insurer licensed to conduct life insurance business. Authorised financial services provider. FSP53.