Prestige Teachers
IMMEDIATE DEPENDANT FAMILY FUNERAL PLAN
Family Funeral and Top Up plans designed exclusively for SADTU members.
YOUR FAMILY'S FUNERAL PLANNING TAKEN CARE OF
Funeral Plans that support you and your family, ensuring the right amount of cover at the right price.
YOUR PLAN YOUR CHOICE
NEED ADDITIONAL COVER?
IMMEDIATE DEPENDANT FAMILY PLANS
One premium covers you, your spouse, and up to 6 children*.
BACHELOR’S
YOU + SPOUSE + CHILDREN
MASTER’S
YOU + SPOUSE + CHILDREN
DOCTORATE
YOU + SPOUSE + CHILDREN
PER MONTH
PER MONTH
PER MONTH
R139pm
R205pm
R239pm
Policyholder 18-65 years
R19 000
R27 000
R34 000
Spouse 18-65 years
R19 000
R27 000
R34 000
Children 14-21 years *
R19 000
R27 000
R34 000
Children 6-13 years
R11 600
R16 200
R20 000
Children 0-5 years
R6 700
R7 300
R8 000
Stillborn
R3 800
R5 400
R6 800
A FOUR (4) month waiting period for natural death applies to Immediate Dependant Family Funeral Plans » Want to learn more about waiting periods?
* Up to 6 child dependants can be covered up to the age of 25 years (if a registered full-time student).
IMMEDIATE DEPENDANT FAMILY PLANS
One premium covers you, your spouse, and up to 6 children*.
BACHELOR’S
YOU + SPOUSE + CHILDREN
PER MONTH
R139pm
Policyholder 18-65 years
R19 000
Spouse 18-65 years
R19 000
Children 14-21 years *
R19 000
Children 6-13 years
R11 600
Children 0-5 years
R6 700
Stillborn
R3 800
MASTER’S
YOU + SPOUSE + CHILDREN
PER MONTH
R205pm
Policyholder 18-65 years
R27 000
Spouse 18-65 years
R27 000
Children 14-21 years *
R27 000
Children 6-13 years
R16 200
Children 0-5 years
R7 300
Stillborn
R5 400
DOCTORATE
YOU + SPOUSE + CHILDREN
PER MONTH
R239pm
Policyholder 18-65 years
R34 000
Spouse 18-65 years
R34 000
Children 14-21 years *
R34 000
Children 6-13 years
R20 000
Children 0-5 years
R8 000
Stillborn
R6 800
A FOUR (4) month waiting period for natural death applies to Immediate Dependant Family Funeral Plans » Want to learn more about waiting periods?
* Up to 6 child dependants can be covered up to the age of 25 years (if a registered full-time student).
TOP UP COVER FOR IMMEDIATE DEPENDANTS
A stand-alone policy to boost your existing funeral cover.
CERTIFICATE
DIPLOMA
PER MONTH
PER MONTH
R75pm
R95pm
Policyholder 18-65 years
R9 500
R12 500
Spouse 18-65 years
R9 500
R12 500
Children 14-21 years *
R9 500
R12 500
Children 6-13 years
R5 400
R7 500
Children 0-5 years
R3 000
R3 500
Stillborn
R1 800
R2 500
A FOUR (4) month waiting period for natural death applies to Top Up Funeral Plans » Want to learn more about waiting periods?
* Up to 6 child dependants can be covered up to the age of 25 years (if a registered full-time student).
IMMEDIATE PLAN + TOP UP OPTION CALCULATOR
The purpose of this calculator is to calculate the Policyholder’s possible combined cover and monthly premiums payable.**
Available combinations
COVER
COMBINED PREMIUM
Bachelor’s
R19 000
R139pm
Bachelor’s + Certificate
R28 500
R214pm
Bachelor’s + Diploma
R31 500
R234pm
Master’s
R27 000
R205pm
Master’s + Certificate
R36 500
R280pm
Master’s + Diploma
R39 500
R300pm
Doctorate
R34 000
R239pm
Doctorate + Certificate
R43 500
R314pm
Doctorate + Diploma
R46 500
R334pm
A FOUR (4) month waiting period for natural death applies to Immediate Dependant Family and Top Up Funeral Plans » Want to learn more about waiting periods?
* Up to 6 child dependants can be covered up to the age of 25 years (if a registered full-time student).
** Premiums will be deducted individually. Immediate and Top Up’s are two separate policies.
TOP UP COVER FOR IMMEDIATE DEPENDANTS
A stand-alone policy to boost your existing funeral cover.
CERTIFICATE
PER MONTH
R75pm
Policyholder 18-65 years
R9 500
Spouse 18-65 years
R9 500
Children 14-21 years *
R9 500
Children 6-13 years
R5 400
Children 0-5 years
R3 000
Stillborn
R1 800
MASTER’S
PER MONTH
R95pm
Policyholder 18-65 years
R12 500
Spouse 18-65 years
R12 500
Children 14-21 years *
R12 500
Children 6-13 years
R7 500
Children 0-5 years
R3 500
Stillborn
R2 500
A FOUR (4) month waiting period for natural death applies to Top Up Funeral Plans » Want to learn more about waiting periods?
* Up to 6 child dependants can be covered up to the age of 25 years (if a registered full-time student).
IMMEDIATE PLAN + TOP UP OPTION CALCULATOR
The purpose of this calculator is to calculate the Policyholder’s possible combined cover and monthly premiums payable.**
BACHELOR’S + TOP UP
YOU + SPOUSE + CHILDREN
BACHERLOR’S ONLY
COVER AMOUNT
R19 000
MONTHLY PREMIUM
R139pm
BACHERLOR’S + CERTIFICATE
COMBINED COVER
R28 500
COMBINED PREMIUM
R214pm
BACHERLOR’S + DIPLOMA
COMBINED COVER
R31 500
COMBINED PREMIUM
R234pm
MASTER’S + TOP UP
YOU + SPOUSE + CHILDREN
MASTER’S ONLY
COVER AMOUNT
R27 000
MONTHLY PREMIUM
R205pm
MASTER’S + CERTIFICATE
COMBINED COVER
R36 500
COMBINED PREMIUM
R280pm
MASTER’S + DIPLOMA
COMBINED COVER
R39 500
COMBINED PREMIUM
R300pm
DOCTORATE + TOP UP
YOU + SPOUSE + CHILDREN
DOCTORATE ONLY
COVER AMOUNT
R34 000
MONTHLY PREMIUM
R239pm
DOCTORATE + CERTIFICATE
COMBINED COVER
R43 500
COMBINED PREMIUM
R314pm
DOCTORATE + DIPLOMA
COMBINED COVER
R46 500
COMBINED PREMIUM
R334pm
A FOUR (4) month waiting period for natural death applies to Immediate Dependant Family and Top Up Funeral Plans » Want to learn more about waiting periods?
* Up to 6 child dependants can be covered up to the age of 25 years (if a registered full-time student).
** Premiums will be deducted individually. Immediate and Top Up’s are two separate policies.
BUNDLE YOUR FUNERAL COVER WITH NHB REWARDS
Bundle as a loyalty benefit with qualifying immediate funeral plans and save on your monthly NHB Rewards premium.
INCLUDE EXTENDED DEPENDANT COVER FOR LOVED ONES SUCH AS AUNTS OR UNCLES, GRANDPARENTS, GRANDCHILDREN, AND MORE.
PROVIDE PRACTICAL ASSISTANCE FOR THE MOST DIFFICULT OF TIMES BY COMPLIMENTING YOUR FUNERAL PLAN WITH A VALUE PLAN.
IMMEDIATE DEPENDANT PLAN WAITING PERIODS
Waiting Period For Immediate Dependants
- A 6 (six) month waiting period applies for all Immediate and Top Up plans in the event of natural death. Cover for natural death starts after the 6th (sixth) consecutive premium is received AND a time period of 6 (six) months from when the first premium is received.
- No waiting period for accidental death on all plans. Conditional upon the first premium being paid.
- No new waiting period where the policy serves as a replacement for an existing similar policy.
Additional INFORMATION
- Premiums and Cover amounts are guaranteed for 12 months and any change will be communicated at least 31 days in advance.
- Death as a result of suicide is excluded for the first 12 months of the policy.
- *Child Dependants can be covered up to the age of 25 years if a registered full-time student.
- Terms & Conditions apply. For a full list of the Terms & Conditions, please refer to the Policy Schedule.
Funeral benefits underwritten by Assupol Life Ltd. An insurer licensed to conduct life insurance business. Authorised financial services provider. FSP53.