Our {MHA/NHB} Value Plans for Immediate and Extended Dependants are packed with benefits that provide practical assistance for the most difficult of times.
We have taken the guesswork out of planning for a funeral, ensuring there is money allocated to buying food, drinks, transportation and more.
As a Prestige Teachers Value Plan client, you have the choice to use any of the benefits, or redeem any one (or all) as cash. Your plan, your choice.
Depending on the plan you choose, you can get a mixture of these benefits:
- Groceries Benefit
- Airtime Benefit
- Drinks Benefit
- Clothing Benefit
- Transport Benefit
- Electricity Benefit
- Meat Benefit
For a full list of the benefit options and providers for each, please download our benefit provider infographic.
What is the maximum age when taking out a policy?
Maximum entry ages apply for all Value Plan options.
- Immediate Dependants Plan: 18-65 years (Policyholder and spouse).
- Extended Dependants Plan: 0-85 years.
- Child Dependants can be covered up to the age of 25 years on Immediate Plans if a registered full-time student.
How is my premium determined?
Immediate Dependant Plans:
- You pay one price to cover yourself, spouse and up to 6 children.
- The same price if you are 18 until 65.
- It is a bundle package, so the same price if you cover yourself only, yourself and spouse; or use the full main member, spouse and 6 children.
Extended Dependant Plans:
- You pay one price to cover either 1-4 Extended Dependants or 5-8 Extended Dependants (depending on the bundle chosen).
- The price does not change if you add or remove dependants.
Will premiums increase?
Our policies do not have an automatic annual increase. We do increase our policies from time to time to keep your policy cover in line with inflation, and to ensure the policy costs are managed.
We will give you 31 days’ notice before any change, and not make a change more than once a year.
** All benefits are fulfilled by WISH Fulfilment.